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We are a partner to public entities and nonprofits in small communities that need to finance large, complex undertakings.

Examples might include constructing public buildings, water and sewer systems, and education or healthcare facilities.

We design multi-faceted financial solutions that meet each project’s unique needs. Our customers can leverage our expertise in community development funding programs through the U.S. Department of Agriculture to create smart, cost-effective solutions.

Fire Station

USDA Community Facilities Programs

Community Facilities Programs offer direct loans, loan guarantees and grants to develop or improve essential public services and facilities in communities with a population of 20,000 or less. These amenities help increase the competitiveness of rural communities in attracting and retaining businesses that provide employment and services for their residents.

USDA Water and Waste Disposal Programs

These programs provide funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in rural areas with populations of 10,000 or less.

Grant funding, USDA direct loans, and loan guarantees for private lenders are available. Public entities can consider these funding resources as an attractive alternative to bond financing.

USDA Water and Waste Disposal Programs
Other Lincoln Savings Bank Business Services