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Accounts Receivable Financing

Leverage your accounts receivable assets to create working capital. 

 

Who it's great for: Businesses of any size with accounts receivable

Benefits:

  • Advance rates up to 95%
  • Be approved and finance invoices in as little as 24 hours
  • No minimum
Accounts Receivable Financing
Commercial Real Estate Financing

Commercial Real Estate Financing

Leverage the value of your commercial real estate to provide term debt.

 

Who it's great for: Hotels, restaurants, strip malls, apartment complexes, franchise start-ups, churches, etc.

Benefits:

  • 30 year amortization in most cases
  • Up to 90% on owner-occupied deals without the SBA
  • Non-recourse loan available on all major asset classes
  • SBA 7A & 504 structures available

Construction Contract Financing

Use future contract proceeds for the funding you need today

 

Who it's great for: Contractors with contracts or purchase orders who are growing too fast, maxed out, or can't meet traditonal lending criteria

Types available:

  • Material/Supply Financing
  • Mobilization Funding
  • Payroll Funding
  • Vendor Payment Financing
  • Progress Billing Financing
  • Bond Premium Financing
Construction Contract Financing
Debt Financing

Debt Financing: Senior, Subordinated, and Equity

Get supplementary capital to help sustain during high growth

 

Who it's great for: Any business needing $500,000 or more

Benefits: 

  • Competitive rates
  • Improve cash flow
  • Obtain working capital designed to improve profitability and net worth

Equipment Leasing and Financing

Purchase, lease, or refinance both new and used equipment

 

Who it's great for: Businesses of any size that have existing equipment or want to purchase new equipment

Benefits:

  • Up to 100% financing
  • Approval in as little as 24 hours
  • Funding in as little as week
  • Any age and type of equipment
  • Sizes from $5,000 to $20,000,000
Equipment Leasing and Financing
Merchant Cash Advance Financing

Merchant Cash Advance Financing

Obtain financing based on demonstrated cash flows, credit card receipts, or financial statements

 

Who it's great for: Companies without traditional collateral or companies who have already leveraged their existing assets

Benefits:

  • Minimum credit score of 500
  • Funding in as little as a week
  • No collateral required, only financing or credit card statements
  • Set up as short-term loans

Purchase Order Financing

Get the cash you need to complete customer orders

 

Who it's great for: Businesses of any size

Benefits:

  • Approval in as little as 24 hours
  • Get paid on day one instead of waiting 60 to 90 days for customer payment
  • Can be used in conjunction with accounts receivable financing
Purchase Order Financing
Unsecured Business Loan

Unsecured Business Loan

Use your cash flow to borrow money at a competitive rate

 

Who it's great for: Small business owners who have a healthy business with good cash flow but need an affordable quick-cash infusion to capitalize on growth opportunites or business operations

Benefits:

  • Paperless, secure, seamless process with a fast approval process
  • Government regulated loan
  • Interest cost is recalculated and reduced on daily basis as loan amount decreases
Other Lincoln Savings Bank Business Services